Yodl is Rain for QR payments. The Yodl SDK lets non-custodial wallets and neobanks offer local payments funded by stablecoins, tokenized gold and stocks.
Yodl is doing for QR payments what Rain did for cards.
Problem
Card networks like Visa reach 160M merchants through one integration. Local QR and instant banking rails reach 1.6B accounts, including individuals, shops, and businesses, but are fragmented across markets. Wallets and neobanks must integrate separate payment providers to access them.
Solution
Yodl aggregates these providers into one SDK built for non-custodial wallets and neobanks. Users pay through Pix, VietQR, and other instant payment systems with stablecoins, tokenized gold, stocks, and other onchain assets. Yodl handles the swap and payment; recipients receive local currency in their existing accounts. Payments range from invoices and rent to morning coffee.
Traction
We built Yodl Pay, our consumer app, to use the SDK ourselves, validate real payment flows, and understand our partners’ challenges.
Live in seven countries.
Averaged 50% monthly growth in QR payment volume over six months.
Four wallets in our SDK launch cohort.
Raised pre-seed from Gnosis VC, Plug and Play and Belmondo family office.