AuRoom is a digital lending platform that allows you to borrow cash using digital gold (XAUT) as collateral. Like a pawnshop, but 100% online, faster, and with lower fees.
AUROOM by Apple Bites Team
AuRoom is a digital lending platform that allows you to borrow cash using digital gold (XAUT) as collateral. Like a pawnshop, but 100% online, faster, and with lower fees. Service fee is only 0.5% of the loan amount, charged once upon disbursement. No monthly interest or other hidden fees.
Pitch deck : ungu.in/pitch-deck
One pitch pager : ungu.in/one-pitch-pager
Live demo URL : https://auroom-mantle-testnet.vercel.app/
Team bios :
Yohanes Vito (Founder + Blockchain Engineering)
@meinnameistvito
Zara Sasongko (Business Dev + Marketing)
@hazelthedevil
Adyatma Fulvian (Front-end Developer)
@adyatma_fulvian
Compliance Declaration
AuRoom involves regulated real-world assets, specifically gold-backed value and fiat settlement flows.
The current MVP is designed with a compliance-first architecture, incorporating permissioned on-chain access, identity-gated interactions, and a settlement abstraction aligned with regulated asset flows.
Fiat settlement is implemented through an IDRX-compatible settlement abstraction, designed to mirror publicly documented IDRX redemption and conversion processes. This implementation validates protocol logic, compliance boundaries, and on-chain/off-chain coordination.
Live regulated asset issuance, custody, and redemption are planned to be executed exclusively through licensed partners once mainnet availability and regulatory approvals are in place.
AuRoom does not issue fiat, stablecoins, or gold-backed assets independently and is structured to operate as an integration layer rather than a regulated asset issuer.
MVP (Current) Permissioned on-chain access Intent-based emergency liquidity flow Settlement abstraction layer (asset-agnostic) Current MVP Limitations : • Live IDRX and gold-backed asset settlement on Mantle is pending partner mainnet availability. • Current MVP uses a settlement abstraction layer to validate gold-to-fiat liquidity flows. • Access control is currently permissioned (admin-whitelisted addresses). • Identity verification is infrastructure-ready but not yet exposed as a self-serve user flow. • Liquidity is protocol-owned in the early phase
We are currently in the pre-seed stage and have not raised external funding yet.