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Arisan Aman

ArisanAman is a digital arisan / ROSCA (Rotating Savings and Credit Association) application that's safer and more organized. It records stored digitally so nothing can be manipulated or lost.

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Description

LIVE WEBSITE: https://arisan-aman.vercel.app/

The problem Arisan Aman solves

Traditional arisan (rotating savings groups) in Indonesia face 5 critical problems that Arisan Aman solves:

1. TRUST & SAFETY ISSUES

  • Physical cash collection risks theft/loss

  • Organizer ("penyelenggara") may abscond with funds

  • No guarantee of payout when your turn comes

  • Social pressure makes enforcement difficult

2. INEFFICIENCY & HASSLE

  • Manual collection every month

  • Tracking who paid/who didn't

  • Scheduling physical meetings

  • Reminding members constantly

3. LACK OF TRANSPARENCY

  • Members can't verify total collected

  • No clear audit trail

  • Doubts about fairness in turn selection

  • Hidden costs or fees

4. LIMITED ACCESSIBILITY

  • Geographic constraints (must be local)

  • Time constraints (must attend meetings)

  • Social constraints (need existing relationships)

  • No options for different contribution levels

5. NO FINANCIAL GROWTH

  • Money sits idle (no interest)

  • No credit history building

  • No integration with financial system

  • Cannot scale beyond personal network

Related link :

Github: https://github.com/gahzaharrifin-coder/ArisanAman 

Challenges we ran into

HOW ARISAN AMAN MAKES EXISTING TASKS EASIER & SAFER
5 POINTS: EASIER

1. AUTOMATED COLLECTION & DISTRIBUTION

  • Before: Manual collection, chasing late payments, physical cash handling

  • With Arisan Aman: Automatic deductions from e-wallet/bank, instant distribution on payout day, no physical meetings needed
    Example: Office arisan with 30 members - saves 2 hours/month per person in collection time

2. FLEXIBLE PARTICIPATION

Before: Must attend monthly meetings, limited to local participants
With Arisan Aman: Join from anywhere in Indonesia, participate in multiple groups simultaneously, adjustable contribution levels
Example: Jakarta office worker can join hometown arisan, office arisan, and hobby group arisan simultaneously

3. INTELLIGENT SCHEDULING & REMINDERS

Before: Manual scheduling, forgotten payments, awkward reminders
With Arisan Aman: Smart scheduling based on member preferences, automatic reminders 3 days/1 day before, push notifications
Example: System automatically reschedules payout for member going on maternity leave

4. DIGITAL RECORD KEEPING

Before: Notebook records, disputes over payments, lost records
With Arisan Aman: Permanent digital ledger, instant payment history, downloadable reports for tax/accounting
Example: Small business owner uses arisan history as informal financial record for loan applications

5. SEAMLESS INTEGRATION

Before: Cash-to-bank transfers, reconciliation headaches
With Arisan Aman: Direct integration with GoPay, OVO, bank accounts, DANA; automatic reconciliation
Example: Funds automatically transferred to winner's preferred e-wallet at midnight on payout day

Progress During Hackathon

We are continuing to develop and get traction for this product. We have a live website to try it out, check it here: https://arisan-aman.vercel.app/

Tech Stack

Web3
Solidity
AWS
PostgreSQL
Vercel
GitHub
Next
Mantle

Fundraising Status

Bootstrapping, looking for investors

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